!function(t,e,i,s){function n(e,i){this.settings=null,this.options=t.extend({},n.Defaults,i),this.$element=t(e),this._handlers={},this._plugins={},this._supress={},this._current=null,this._speed=null,this._coordinates=[],this._breakpoint=null,this._width=null,this._items=[],this._clones=[],this._mergers=[],this._widths=[],this._invalidated={},this._pipe=[],this._drag={time:null,target:null,pointer:null,stage:{start:null,current:null},direction:null},this._states={current:{},tags:{initializing:["busy"],animating:["busy"],dragging:["interacting"]}},t.each(["onResize","onThrottledResize"],t.proxy(function(e,i){this._handlers[i]=t.proxy(this[i],this)},this)),t.each(n.Plugins,t.proxy(function(t,e){this._plugins[t[0].toLowerCase()+t.slice(1)]=new e(this)},this)),t.each(n.Workers,t.proxy(function(e,i){this._pipe.push({filter:i.filter,run:t.proxy(i.run,this)})},this)),this.setup(),this.initialize()}n.Defaults={items:3,loop:!1,center:!1,rewind:!1,mouseDrag:!0,touchDrag:!0,pullDrag:!0,freeDrag:!1,margin:0,stagePadding:0,merge:!1,mergeFit:!0,autoWidth:!1,startPosition:0,rtl:!1,smartSpeed:250,fluidSpeed:!1,dragEndSpeed:!1,responsive:{},responsiveRefreshRate:200,responsiveBaseElement:e,fallbackEasing:"swing",info:!1,nestedItemSelector:!1,itemElement:"div",stageElement:"div",refreshClass:"owl-refresh",loadedClass:"owl-loaded",loadingClass:"owl-loading",rtlClass:"owl-rtl",responsiveClass:"owl-responsive",dragClass:"owl-drag",itemClass:"owl-item",stageClass:"owl-stage",stageOuterClass:"owl-stage-outer",grabClass:"owl-grab"},n.Width={Default:"default",Inner:"inner",Outer:"outer"},n.Type={Event:"event",State:"state"},n.Plugins={},n.Workers=[{filter:["width","settings"],run:function(){this._width=this.$element.width()}},{filter:["width","items","settings"],run:function(t){t.current=this._items&&this._items[this.relative(this._current)]}},{filter:["items","settings"],run:function(){this.$stage.children(".cloned").remove()}},{filter:["width","items","settings"],run:function(t){var e=this.settings.margin||"",i=!this.settings.autoWidth,s=this.settings.rtl,n={width:"auto","margin-left":s?e:"","margin-right":s?"":e};!i&&this.$stage.children().css(n),t.css=n}},{filter:["width","items","settings"],run:function(t){var e=(this.width()/this.settings.items).toFixed(3)-this.settings.margin,i=null,s=this._items.length,n=!this.settings.autoWidth,o=[];for(t.items={merge:!1,width:e};s--;)i=this._mergers[s],i=this.settings.mergeFit&&Math.min(i,this.settings.items)||i,t.items.merge=i>1||t.items.merge,o[s]=n?e*i:this._items[s].width();this._widths=o}},{filter:["items","settings"],run:function(){var e=[],i=this._items,s=this.settings,n=Math.max(2*s.items,4),o=2*Math.ceil(i.length/2),r=s.loop&&i.length?s.rewind?n:Math.max(n,o):0,a="",h="";for(r/=2;r--;)e.push(this.normalize(e.length/2,!0)),a+=i[e[e.length-1]][0].outerHTML,e.push(this.normalize(i.length-1-(e.length-1)/2,!0)),h=i[e[e.length-1]][0].outerHTML+h;this._clones=e,t(a).addClass("cloned").appendTo(this.$stage),t(h).addClass("cloned").prependTo(this.$stage)}},{filter:["width","items","settings"],run:function(){for(var t=this.settings.rtl?1:-1,e=this._clones.length+this._items.length,i=-1,s=0,n=0,o=[];++ii;i++)t=this._coordinates[i-1]||0,e=Math.abs(this._coordinates[i])+o*n,(this.op(t,"<=",r)&&this.op(t,">",a)||this.op(e,"<",r)&&this.op(e,">",a))&&h.push(i);this.$stage.children(".active").removeClass("active"),this.$stage.children(":eq("+h.join("), :eq(")+")").addClass("active"),this.settings.center&&(this.$stage.children(".center").removeClass("center"),this.$stage.children().eq(this.current()).addClass("center"))}}],n.prototype.initialize=function(){if(this.enter("initializing"),this.trigger("initialize"),this.$element.toggleClass(this.settings.rtlClass,this.settings.rtl),this.settings.autoWidth&&!this.is("pre-loading")){var e,i,n;e=this.$element.find("img"),i=this.settings.nestedItemSelector?"."+this.settings.nestedItemSelector:s,n=this.$element.children(i).width(),e.length&&0>=n&&this.preloadAutoWidthImages(e)}this.$element.addClass(this.options.loadingClass),this.$stage=t("<"+this.settings.stageElement+' class="'+this.settings.stageClass+'"/>').wrap('
'),this.$element.append(this.$stage.parent()),this.replace(this.$element.children().not(this.$stage.parent())),this.$element.is(":visible")?this.refresh():this.invalidate("width"),this.$element.removeClass(this.options.loadingClass).addClass(this.options.loadedClass),this.registerEventHandlers(),this.leave("initializing"),this.trigger("initialized")},n.prototype.setup=function(){var e=this.viewport(),i=this.options.responsive,s=-1,n=null;i?(t.each(i,function(t){e>=t&&t>s&&(s=Number(t))}),n=t.extend({},this.options,i[s]),delete n.responsive,n.responsiveClass&&this.$element.attr("class",this.$element.attr("class").replace(new RegExp("("+this.options.responsiveClass+"-)\\S+\\s","g"),"$1"+s))):n=t.extend({},this.options),(null===this.settings||this._breakpoint!==s)&&(this.trigger("change",{property:{name:"settings",value:n}}),this._breakpoint=s,this.settings=n,this.invalidate("settings"),this.trigger("changed",{property:{name:"settings",value:this.settings}}))},n.prototype.optionsLogic=function(){this.settings.autoWidth&&(this.settings.stagePadding=!1,this.settings.merge=!1)},n.prototype.prepare=function(e){var i=this.trigger("prepare",{content:e});return i.data||(i.data=t("<"+this.settings.itemElement+"/>").addClass(this.options.itemClass).append(e)),this.trigger("prepared",{content:i.data}),i.data},n.prototype.update=function(){for(var e=0,i=this._pipe.length,s=t.proxy(function(t){return this[t]},this._invalidated),n={};i>e;)(this._invalidated.all||t.grep(this._pipe[e].filter,s).length>0)&&this._pipe[e].run(n),e++;this._invalidated={},!this.is("valid")&&this.enter("valid")},n.prototype.width=function(t){switch(t=t||n.Width.Default){case n.Width.Inner:case n.Width.Outer:return this._width;default:return this._width-2*this.settings.stagePadding+this.settings.margin}},n.prototype.refresh=function(){this.enter("refreshing"),this.trigger("refresh"),this.setup(),this.optionsLogic(),this.$element.addClass(this.options.refreshClass),this.update(),this.$element.removeClass(this.options.refreshClass),this.leave("refreshing"),this.trigger("refreshed")},n.prototype.onThrottledResize=function(){e.clearTimeout(this.resizeTimer),this.resizeTimer=e.setTimeout(this._handlers.onResize,this.settings.responsiveRefreshRate)},n.prototype.onResize=function(){return this._items.length?this._width===this.$element.width()?!1:this.$element.is(":visible")?(this.enter("resizing"),this.trigger("resize").isDefaultPrevented()?(this.leave("resizing"),!1):(this.invalidate("width"),this.refresh(),this.leave("resizing"),void this.trigger("resized"))):!1:!1},n.prototype.registerEventHandlers=function(){t.support.transition&&this.$stage.on(t.support.transition.end+".owl.core",t.proxy(this.onTransitionEnd,this)),this.settings.responsive!==!1&&this.on(e,"resize",this._handlers.onThrottledResize),this.settings.mouseDrag&&(this.$element.addClass(this.options.dragClass),this.$stage.on("mousedown.owl.core",t.proxy(this.onDragStart,this)),this.$stage.on("dragstart.owl.core selectstart.owl.core",function(){return!1})),this.settings.touchDrag&&(this.$stage.on("touchstart.owl.core",t.proxy(this.onDragStart,this)),this.$stage.on("touchcancel.owl.core",t.proxy(this.onDragEnd,this)))},n.prototype.onDragStart=function(e){var s=null;3!==e.which&&(t.support.transform?(s=this.$stage.css("transform").replace(/.*\(|\)| /g,"").split(","),s={x:s[16===s.length?12:4],y:s[16===s.length?13:5]}):(s=this.$stage.position(),s={x:this.settings.rtl?s.left+this.$stage.width()-this.width()+this.settings.margin:s.left,y:s.top}),this.is("animating")&&(t.support.transform?this.animate(s.x):this.$stage.stop(),this.invalidate("position")),this.$element.toggleClass(this.options.grabClass,"mousedown"===e.type),this.speed(0),this._drag.time=(new Date).getTime(),this._drag.target=t(e.target),this._drag.stage.start=s,this._drag.stage.current=s,this._drag.pointer=this.pointer(e),t(i).on("mouseup.owl.core touchend.owl.core",t.proxy(this.onDragEnd,this)),t(i).one("mousemove.owl.core touchmove.owl.core",t.proxy(function(e){var s=this.difference(this._drag.pointer,this.pointer(e));t(i).on("mousemove.owl.core touchmove.owl.core",t.proxy(this.onDragMove,this)),Math.abs(s.x)0^this.settings.rtl?"left":"right";t(i).off(".owl.core"),this.$element.removeClass(this.options.grabClass),(0!==s.x&&this.is("dragging")||!this.is("valid"))&&(this.speed(this.settings.dragEndSpeed||this.settings.smartSpeed),this.current(this.closest(n.x,0!==s.x?o:this._drag.direction)),this.invalidate("position"),this.update(),this._drag.direction=o,(Math.abs(s.x)>3||(new Date).getTime()-this._drag.time>300)&&this._drag.target.one("click.owl.core",function(){return!1})),this.is("dragging")&&(this.leave("dragging"),this.trigger("dragged"))},n.prototype.closest=function(e,i){var s=-1,n=30,o=this.width(),r=this.coordinates();return this.settings.freeDrag||t.each(r,t.proxy(function(t,a){return e>a-n&&a+n>e?s=t:this.op(e,"<",a)&&this.op(e,">",r[t+1]||a-o)&&(s="left"===i?t+1:t),-1===s},this)),this.settings.loop||(this.op(e,">",r[this.minimum()])?s=e=this.minimum():this.op(e,"<",r[this.maximum()])&&(s=e=this.maximum())),s},n.prototype.animate=function(e){var i=this.speed()>0;this.is("animating")&&this.onTransitionEnd(),i&&(this.enter("animating"),this.trigger("translate")),t.support.transform3d&&t.support.transition?this.$stage.css({transform:"translate3d("+e+"px,0px,0px)",transition:this.speed()/1e3+"s"}):i?this.$stage.animate({left:e+"px"},this.speed(),this.settings.fallbackEasing,t.proxy(this.onTransitionEnd,this)):this.$stage.css({left:e+"px"})},n.prototype.is=function(t){return this._states.current[t]&&this._states.current[t]>0},n.prototype.current=function(t){if(t===s)return this._current;if(0===this._items.length)return s;if(t=this.normalize(t),this._current!==t){var e=this.trigger("change",{property:{name:"position",value:t}});e.data!==s&&(t=this.normalize(e.data)),this._current=t,this.invalidate("position"),this.trigger("changed",{property:{name:"position",value:this._current}})}return this._current},n.prototype.invalidate=function(e){return"string"===t.type(e)&&(this._invalidated[e]=!0,this.is("valid")&&this.leave("valid")),t.map(this._invalidated,function(t,e){return e})},n.prototype.reset=function(t){t=this.normalize(t),t!==s&&(this._speed=0,this._current=t,this.suppress(["translate","translated"]),this.animate(this.coordinates(t)),this.release(["translate","translated"]))},n.prototype.normalize=function(e,i){var n=this._items.length,o=i?0:this._clones.length;return!t.isNumeric(e)||1>n?e=s:(0>e||e>=n+o)&&(e=((e-o/2)%n+n)%n+o/2),e},n.prototype.relative=function(t){return t-=this._clones.length/2,this.normalize(t,!0)},n.prototype.maximum=function(t){var e,i=this.settings,s=this._coordinates.length,n=Math.abs(this._coordinates[s-1])-this._width,o=-1;if(i.loop)s=this._clones.length/2+this._items.length-1;else if(i.autoWidth||i.merge)for(;s-o>1;)Math.abs(this._coordinates[e=s+o>>1])0)-(0>n),r=this._items.length,a=this.minimum(),h=this.maximum();this.settings.loop?(!this.settings.rewind&&Math.abs(n)>r/2&&(n+=-1*o*r),t=i+n,s=((t-a)%r+r)%r+a,s!==t&&h>=s-n&&s-n>0&&(i=s-n,t=s,this.reset(i))):this.settings.rewind?(h+=1,t=(t%h+h)%h):t=Math.max(a,Math.min(h,t)),this.speed(this.duration(i,t,e)),this.current(t),this.$element.is(":visible")&&this.update()},n.prototype.next=function(t){t=t||!1,this.to(this.relative(this.current())+1,t)},n.prototype.prev=function(t){t=t||!1,this.to(this.relative(this.current())-1,t)},n.prototype.onTransitionEnd=function(t){return t!==s&&(t.stopPropagation(),(t.target||t.srcElement||t.originalTarget)!==this.$stage.get(0))?!1:(this.leave("animating"),void this.trigger("translated"))},n.prototype.viewport=function(){var s;if(this.options.responsiveBaseElement!==e)s=t(this.options.responsiveBaseElement).width();else if(e.innerWidth)s=e.innerWidth;else{if(!i.documentElement||!i.documentElement.clientWidth)throw"Can not detect viewport width.";s=i.documentElement.clientWidth}return s},n.prototype.replace=function(e){this.$stage.empty(),this._items=[],e&&(e=e instanceof jQuery?e:t(e)),this.settings.nestedItemSelector&&(e=e.find("."+this.settings.nestedItemSelector)),e.filter(function(){return 1===this.nodeType}).each(t.proxy(function(t,e){e=this.prepare(e),this.$stage.append(e),this._items.push(e),this._mergers.push(1*e.find("[data-merge]").andSelf("[data-merge]").attr("data-merge")||1)},this)),this.reset(t.isNumeric(this.settings.startPosition)?this.settings.startPosition:0),this.invalidate("items")},n.prototype.add=function(e,i){var n=this.relative(this._current);i=i===s?this._items.length:this.normalize(i,!0),e=e instanceof jQuery?e:t(e),this.trigger("add",{content:e,position:i}),e=this.prepare(e),0===this._items.length||i===this._items.length?(0===this._items.length&&this.$stage.append(e),0!==this._items.length&&this._items[i-1].after(e),this._items.push(e),this._mergers.push(1*e.find("[data-merge]").andSelf("[data-merge]").attr("data-merge")||1)):(this._items[i].before(e),this._items.splice(i,0,e),this._mergers.splice(i,0,1*e.find("[data-merge]").andSelf("[data-merge]").attr("data-merge")||1)),this._items[n]&&this.reset(this._items[n].index()),this.invalidate("items"),this.trigger("added",{content:e,position:i})},n.prototype.remove=function(t){t=this.normalize(t,!0),t!==s&&(this.trigger("remove",{content:this._items[t],position:t}),this._items[t].remove(),this._items.splice(t,1),this._mergers.splice(t,1),this.invalidate("items"),this.trigger("removed",{content:null,position:t}))},n.prototype.preloadAutoWidthImages=function(e){e.each(t.proxy(function(e,i){this.enter("pre-loading"),i=t(i),t(new Image).one("load",t.proxy(function(t){i.attr("src",t.target.src),i.css("opacity",1),this.leave("pre-loading"),!this.is("pre-loading")&&!this.is("initializing")&&this.refresh()},this)).attr("src",i.attr("src")||i.attr("data-src")||i.attr("data-src-retina"))},this))},n.prototype.destroy=function(){this.$element.off(".owl.core"),this.$stage.off(".owl.core"),t(i).off(".owl.core"),this.settings.responsive!==!1&&(e.clearTimeout(this.resizeTimer),this.off(e,"resize",this._handlers.onThrottledResize));for(var s in this._plugins)this._plugins[s].destroy();this.$stage.children(".cloned").remove(),this.$stage.unwrap(),this.$stage.children().contents().unwrap(),this.$stage.children().unwrap(),this.$element.removeClass(this.options.refreshClass).removeClass(this.options.loadingClass).removeClass(this.options.loadedClass).removeClass(this.options.rtlClass).removeClass(this.options.dragClass).removeClass(this.options.grabClass).attr("class",this.$element.attr("class").replace(new RegExp(this.options.responsiveClass+"-\\S+\\s","g"),"")).removeData("owl.vccarousel")},n.prototype.op=function(t,e,i){var s=this.settings.rtl;switch(e){case"<":return s?t>i:i>t;case">":return s?i>t:t>i;case">=":return s?i>=t:t>=i;case"<=":return s?t>=i:i>=t}},n.prototype.on=function(t,e,i,s){t.addEventListener?t.addEventListener(e,i,s):t.attachEvent&&t.attachEvent("on"+e,i)},n.prototype.off=function(t,e,i,s){t.removeEventListener?t.removeEventListener(e,i,s):t.detachEvent&&t.detachEvent("on"+e,i)},n.prototype.trigger=function(e,i,s,o,r){var a={item:{count:this._items.length,index:this.current()}},h=t.camelCase(t.grep(["on",e,s],function(t){return t}).join("-").toLowerCase()),l=t.Event([e,"owl",s||"vccarousel"].join(".").toLowerCase(),t.extend({relatedTarget:this},a,i));return this._supress[e]||(t.each(this._plugins,function(t,e){e.onTrigger&&e.onTrigger(l)}),this.register({type:n.Type.Event,name:e}),this.$element.trigger(l),this.settings&&"function"==typeof this.settings[h]&&this.settings[h].call(this,l)),l},n.prototype.enter=function(e){t.each([e].concat(this._states.tags[e]||[]),t.proxy(function(t,e){this._states.current[e]===s&&(this._states.current[e]=0),this._states.current[e]++},this))},n.prototype.leave=function(e){t.each([e].concat(this._states.tags[e]||[]),t.proxy(function(t,e){this._states.current[e]--},this))},n.prototype.register=function(e){if(e.type===n.Type.Event){if(t.event.special[e.name]||(t.event.special[e.name]={}),!t.event.special[e.name].owl){var i=t.event.special[e.name]._default;t.event.special[e.name]._default=function(t){return!i||!i.apply||t.namespace&&-1!==t.namespace.indexOf("owl")?t.namespace&&t.namespace.indexOf("owl")>-1:i.apply(this,arguments)},t.event.special[e.name].owl=!0}}else e.type===n.Type.State&&(this._states.tags[e.name]?this._states.tags[e.name]=this._states.tags[e.name].concat(e.tags):this._states.tags[e.name]=e.tags,this._states.tags[e.name]=t.grep(this._states.tags[e.name],t.proxy(function(i,s){return t.inArray(i,this._states.tags[e.name])===s},this)))},n.prototype.suppress=function(e){t.each(e,t.proxy(function(t,e){this._supress[e]=!0},this))},n.prototype.release=function(e){t.each(e,t.proxy(function(t,e){delete this._supress[e]},this))},n.prototype.pointer=function(t){var i={x:null,y:null};return t=t.originalEvent||t||e.event,t=t.touches&&t.touches.length?t.touches[0]:t.changedTouches&&t.changedTouches.length?t.changedTouches[0]:t,t.pageX?(i.x=t.pageX,i.y=t.pageY):(i.x=t.clientX,i.y=t.clientY),i},n.prototype.difference=function(t,e){return{x:t.x-e.x,y:t.y-e.y}},t.fn.vcOwlCarousel=function(e){var i=Array.prototype.slice.call(arguments,1);return this.each(function(){var s=t(this),o=s.data("owl.vccarousel");o||(o=new n(this,"object"==typeof e&&e),s.data("owl.vccarousel",o),t.each(["next","prev","to","destroy","refresh","replace","add","remove"],function(e,i){o.register({type:n.Type.Event,name:i}),o.$element.on(i+".owl.vccarousel.core",t.proxy(function(t){t.namespace&&t.relatedTarget!==this&&(this.suppress([i]),o[i].apply(this,[].slice.call(arguments,1)),this.release([i]))},o))})),"string"==typeof e&&"_"!==e.charAt(0)&&o[e].apply(o,i)})},t.fn.vcOwlCarousel.Constructor=n}(window.Zepto||window.jQuery,window,document),function(t,e,i,s){var n=function(e){this._core=e,this._interval=null,this._visible=null,this._handlers={"initialized.owl.vccarousel":t.proxy(function(t){t.namespace&&this._core.settings.autoRefresh&&this.watch()},this)},this._core.options=t.extend({},n.Defaults,this._core.options),this._core.$element.on(this._handlers)};n.Defaults={autoRefresh:!0,autoRefreshInterval:500},n.prototype.watch=function(){this._interval||(this._visible=this._core.$element.is(":visible"),this._interval=e.setInterval(t.proxy(this.refresh,this),this._core.settings.autoRefreshInterval))},n.prototype.refresh=function(){this._core.$element.is(":visible")!==this._visible&&(this._visible=!this._visible,this._core.$element.toggleClass("owl-hidden",!this._visible),this._visible&&this._core.invalidate("width")&&this._core.refresh())},n.prototype.destroy=function(){var t,i;e.clearInterval(this._interval);for(t in this._handlers)this._core.$element.off(t,this._handlers[t]);for(i in Object.getOwnPropertyNames(this))"function"!=typeof this[i]&&(this[i]=null)},t.fn.vcOwlCarousel.Constructor.Plugins.AutoRefresh=n}(window.Zepto||window.jQuery,window,document),function(t,e,i,s){var n=function(e){this._core=e,this._loaded=[],this._handlers={"initialized.owl.vccarousel change.owl.vccarousel":t.proxy(function(e){if(e.namespace&&this._core.settings&&this._core.settings.lazyLoad&&(e.property&&"position"==e.property.name||"initialized"==e.type))for(var i=this._core.settings,s=i.center&&Math.ceil(i.items/2)||i.items,n=i.center&&-1*s||0,o=(e.property&&e.property.value||this._core.current())+n,r=this._core.clones().length,a=t.proxy(function(t,e){this.load(e)},this);n++-1||(n.each(t.proxy(function(i,s){var n,o=t(s),r=e.devicePixelRatio>1&&o.attr("data-src-retina")||o.attr("data-src");this._core.trigger("load",{element:o,url:r},"lazy"),o.is("img")?o.one("load.owl.lazy",t.proxy(function(){o.css("opacity",1),this._core.trigger("loaded",{element:o,url:r},"lazy")},this)).attr("src",r):(n=new Image,n.onload=t.proxy(function(){o.css({"background-image":"url("+r+")",opacity:"1"}),this._core.trigger("loaded",{element:o,url:r},"lazy")},this),n.src=r)},this)),this._loaded.push(s.get(0)))},n.prototype.destroy=function(){var t,e;for(t in this.handlers)this._core.$element.off(t,this.handlers[t]);for(e in Object.getOwnPropertyNames(this))"function"!=typeof this[e]&&(this[e]=null)},t.fn.vcOwlCarousel.Constructor.Plugins.Lazy=n}(window.Zepto||window.jQuery,window,document),function(t,e,i,s){var n=function(e){this._core=e,this._handlers={"initialized.owl.vccarousel refreshed.owl.vccarousel":t.proxy(function(t){t.namespace&&this._core.settings.autoHeight&&this.update()},this),"changed.owl.vccarousel":t.proxy(function(t){t.namespace&&this._core.settings.autoHeight&&"position"==t.property.name&&this.update()},this),"loaded.owl.lazy":t.proxy(function(t){t.namespace&&this._core.settings.autoHeight&&t.element.closest("."+this._core.settings.itemClass).index()===this._core.current()&&this.update()},this)},this._core.options=t.extend({},n.Defaults,this._core.options),this._core.$element.on(this._handlers)};n.Defaults={autoHeight:!1,autoHeightClass:"owl-height"},n.prototype.update=function(){this._core.$stage.parent().height(this._core.$stage.children().eq(this._core.current()).height()).addClass(this._core.settings.autoHeightClass)},n.prototype.destroy=function(){var t,e;for(t in this._handlers)this._core.$element.off(t,this._handlers[t]);for(e in Object.getOwnPropertyNames(this))"function"!=typeof this[e]&&(this[e]=null)},t.fn.vcOwlCarousel.Constructor.Plugins.AutoHeight=n}(window.Zepto||window.jQuery,window,document),function(t,e,i,s){var n=function(e){this._core=e,this._videos={},this._playing=null,this._handlers={"initialized.owl.vccarousel":t.proxy(function(t){t.namespace&&this._core.register({type:"state",name:"playing",tags:["interacting"]})},this),"resize.owl.vccarousel":t.proxy(function(t){t.namespace&&this._core.settings.video&&this.isInFullScreen()&&t.preventDefault()},this),"refreshed.owl.vccarousel":t.proxy(function(t){t.namespace&&this._core.is("resizing")&&this._core.$stage.find(".cloned .owl-video-frame").remove()},this),"changed.owl.vccarousel":t.proxy(function(t){t.namespace&&"position"===t.property.name&&this._playing&&this.stop()},this),"prepared.owl.vccarousel":t.proxy(function(e){if(e.namespace){var i=t(e.content).find(".owl-video");i.length&&(i.css("display","none"),this.fetch(i,t(e.content)))}},this)},this._core.options=t.extend({},n.Defaults,this._core.options),this._core.$element.on(this._handlers),this._core.$element.on("click.owl.video",".owl-video-play-icon",t.proxy(function(t){this.play(t)},this))};n.Defaults={video:!1,videoHeight:!1,videoWidth:!1},n.prototype.fetch=function(t,e){var i=t.attr("data-vimeo-id")?"vimeo":"youtube",s=t.attr("data-vimeo-id")||t.attr("data-youtube-id"),n=t.attr("data-width")||this._core.settings.videoWidth,o=t.attr("data-height")||this._core.settings.videoHeight,r=t.attr("href");if(!r)throw new Error("Missing video URL.");if(s=r.match(/(http:|https:|)\/\/(player.|www.)?(vimeo\.com|youtu(be\.com|\.be|be\.googleapis\.com))\/(video\/|embed\/|watch\?v=|v\/)?([A-Za-z0-9._%-]*)(\&\S+)?/),s[3].indexOf("youtu")>-1)i="youtube";else{if(!(s[3].indexOf("vimeo")>-1))throw new Error("Video URL not 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t,e,i,s=this._core.clones().length/2,n=s+this._core.items().length,o=this._core.maximum(!0),r=this._core.settings,a=r.center||r.autoWidth||r.dotsData?1:r.dotsEach||r.items;if("page"!==r.slideBy&&(r.slideBy=Math.min(r.slideBy,r.items)),r.dots||"page"==r.slideBy)for(this._pages=[],t=s,e=0,i=0;n>t;t++){if(e>=a||0===e){if(this._pages.push({start:Math.min(o,t-s),end:t-s+a-1}),Math.min(o,t-s)===o)break;e=0,++i}e+=this._core.mergers(this._core.relative(t))}},n.prototype.draw=function(){var e,i=this._core.settings,s=this._core.items().length<=i.items,n=this._core.relative(this._core.current()),o=i.loop||i.rewind;this._controls.$relative.toggleClass("disabled",!i.nav||s),i.nav&&(this._controls.$previous.toggleClass("disabled",!o&&n<=this._core.minimum(!0)),this._controls.$next.toggleClass("disabled",!o&&n>=this._core.maximum(!0))),this._controls.$absolute.toggleClass("disabled",!i.dots||s),i.dots&&(e=this._pages.length-this._controls.$absolute.children().length,i.dotsData&&0!==e?this._controls.$absolute.html(this._templates.join("")):e>0?this._controls.$absolute.append(new Array(e+1).join(this._templates[0])):0>e&&this._controls.$absolute.children().slice(e).remove(),this._controls.$absolute.find(".active").removeClass("active"),this._controls.$absolute.children().eq(t.inArray(this.current(),this._pages)).addClass("active"))},n.prototype.onTrigger=function(e){var i=this._core.settings;e.page={index:t.inArray(this.current(),this._pages),count:this._pages.length,size:i&&(i.center||i.autoWidth||i.dotsData?1:i.dotsEach||i.items)}},n.prototype.current=function(){var e=this._core.relative(this._core.current());return t.grep(this._pages,t.proxy(function(t,i){return t.start<=e&&t.end>=e},this)).pop()},n.prototype.getPosition=function(e){var i,s,n=this._core.settings;return"page"==n.slideBy?(i=t.inArray(this.current(),this._pages),s=this._pages.length,e?++i:--i,i=this._pages[(i%s+s)%s].start):(i=this._core.relative(this._core.current()),s=this._core.items().length,e?i+=n.slideBy:i-=n.slideBy),i},n.prototype.next=function(e){t.proxy(this._overrides.to,this._core)(this.getPosition(!0),e)},n.prototype.prev=function(e){t.proxy(this._overrides.to,this._core)(this.getPosition(!1),e)},n.prototype.to=function(e,i,s){var n;s?t.proxy(this._overrides.to,this._core)(e,i):(n=this._pages.length,t.proxy(this._overrides.to,this._core)(this._pages[(e%n+n)%n].start,i))},t.fn.vcOwlCarousel.Constructor.Plugins.Navigation=n}(window.Zepto||window.jQuery,window,document),function(t,e,i,s){"use strict";var n=function(i){this._core=i,this._hashes={},this.$element=this._core.$element,this._handlers={"initialized.owl.vccarousel":t.proxy(function(i){i.namespace&&"URLHash"===this._core.settings.startPosition&&t(e).trigger("hashchange.owl.navigation")},this),"prepared.owl.vccarousel":t.proxy(function(e){if(e.namespace){var i=t(e.content).find("[data-hash]").andSelf("[data-hash]").attr("data-hash");if(!i)return;this._hashes[i]=e.content}},this),"changed.owl.vccarousel":t.proxy(function(i){if(i.namespace&&"position"===i.property.name){var s=this._core.items(this._core.relative(this._core.current())),n=t.map(this._hashes,function(t,e){return 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!function(t,e,i,s){function n(e,i){this.settings=null,this.options=t.extend({},n.Defaults,i),this.$element=t(e),this._handlers={},this._plugins={},this._supress={},this._current=null,this._speed=null,this._coordinates=[],this._breakpoint=null,this._width=null,this._items=[],this._clones=[],this._mergers=[],this._widths=[],this._invalidated={},this._pipe=[],this._drag={time:null,target:null,pointer:null,stage:{start:null,current:null},direction:null},this._states={current:{},tags:{initializing:["busy"],animating:["busy"],dragging:["interacting"]}},t.each(["onResize","onThrottledResize"],t.proxy(function(e,i){this._handlers[i]=t.proxy(this[i],this)},this)),t.each(n.Plugins,t.proxy(function(t,e){this._plugins[t[0].toLowerCase()+t.slice(1)]=new 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e=this.settings.margin||"",i=!this.settings.autoWidth,s=this.settings.rtl,n={width:"auto","margin-left":s?e:"","margin-right":s?"":e};!i&&this.$stage.children().css(n),t.css=n}},{filter:["width","items","settings"],run:function(t){var e=(this.width()/this.settings.items).toFixed(3)-this.settings.margin,i=null,s=this._items.length,n=!this.settings.autoWidth,o=[];for(t.items={merge:!1,width:e};s--;)i=this._mergers[s],i=this.settings.mergeFit&&Math.min(i,this.settings.items)||i,t.items.merge=i>1||t.items.merge,o[s]=n?e*i:this._items[s].width();this._widths=o}},{filter:["items","settings"],run:function(){var e=[],i=this._items,s=this.settings,n=Math.max(2*s.items,4),o=2*Math.ceil(i.length/2),r=s.loop&&i.length?s.rewind?n:Math.max(n,o):0,a="",h="";for(r/=2;r--;)e.push(this.normalize(e.length/2,!0)),a+=i[e[e.length-1]][0].outerHTML,e.push(this.normalize(i.length-1-(e.length-1)/2,!0)),h=i[e[e.length-1]][0].outerHTML+h;this._clones=e,t(a).addClass("cloned").appendTo(this.$stage),t(h).addClass("cloned").prependTo(this.$stage)}},{filter:["width","items","settings"],run:function(){for(var t=this.settings.rtl?1:-1,e=this._clones.length+this._items.length,i=-1,s=0,n=0,o=[];++ii;i++)t=this._coordinates[i-1]||0,e=Math.abs(this._coordinates[i])+o*n,(this.op(t,"<=",r)&&this.op(t,">",a)||this.op(e,"<",r)&&this.op(e,">",a))&&h.push(i);this.$stage.children(".active").removeClass("active"),this.$stage.children(":eq("+h.join("), 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RegExp("("+this.options.responsiveClass+"-)\\S+\\s","g"),"$1"+s))):n=t.extend({},this.options),(null===this.settings||this._breakpoint!==s)&&(this.trigger("change",{property:{name:"settings",value:n}}),this._breakpoint=s,this.settings=n,this.invalidate("settings"),this.trigger("changed",{property:{name:"settings",value:this.settings}}))},n.prototype.optionsLogic=function(){this.settings.autoWidth&&(this.settings.stagePadding=!1,this.settings.merge=!1)},n.prototype.prepare=function(e){var i=this.trigger("prepare",{content:e});return i.data||(i.data=t("<"+this.settings.itemElement+"/>").addClass(this.options.itemClass).append(e)),this.trigger("prepared",{content:i.data}),i.data},n.prototype.update=function(){for(var e=0,i=this._pipe.length,s=t.proxy(function(t){return this[t]},this._invalidated),n={};i>e;)(this._invalidated.all||t.grep(this._pipe[e].filter,s).length>0)&&this._pipe[e].run(n),e++;this._invalidated={},!this.is("valid")&&this.enter("valid")},n.prototype.width=function(t){switch(t=t||n.Width.Default){case n.Width.Inner:case n.Width.Outer:return this._width;default:return this._width-2*this.settings.stagePadding+this.settings.margin}},n.prototype.refresh=function(){this.enter("refreshing"),this.trigger("refresh"),this.setup(),this.optionsLogic(),this.$element.addClass(this.options.refreshClass),this.update(),this.$element.removeClass(this.options.refreshClass),this.leave("refreshing"),this.trigger("refreshed")},n.prototype.onThrottledResize=function(){e.clearTimeout(this.resizeTimer),this.resizeTimer=e.setTimeout(this._handlers.onResize,this.settings.responsiveRefreshRate)},n.prototype.onResize=function(){return this._items.length?this._width===this.$element.width()?!1:this.$element.is(":visible")?(this.enter("resizing"),this.trigger("resize").isDefaultPrevented()?(this.leave("resizing"),!1):(this.invalidate("width"),this.refresh(),this.leave("resizing"),void this.trigger("resized"))):!1:!1},n.prototype.registerEventHandlers=function(){t.support.transition&&this.$stage.on(t.support.transition.end+".owl.core",t.proxy(this.onTransitionEnd,this)),this.settings.responsive!==!1&&this.on(e,"resize",this._handlers.onThrottledResize),this.settings.mouseDrag&&(this.$element.addClass(this.options.dragClass),this.$stage.on("mousedown.owl.core",t.proxy(this.onDragStart,this)),this.$stage.on("dragstart.owl.core selectstart.owl.core",function(){return!1})),this.settings.touchDrag&&(this.$stage.on("touchstart.owl.core",t.proxy(this.onDragStart,this)),this.$stage.on("touchcancel.owl.core",t.proxy(this.onDragEnd,this)))},n.prototype.onDragStart=function(e){var s=null;3!==e.which&&(t.support.transform?(s=this.$stage.css("transform").replace(/.*\(|\)| /g,"").split(","),s={x:s[16===s.length?12:4],y:s[16===s.length?13:5]}):(s=this.$stage.position(),s={x:this.settings.rtl?s.left+this.$stage.width()-this.width()+this.settings.margin:s.left,y:s.top}),this.is("animating")&&(t.support.transform?this.animate(s.x):this.$stage.stop(),this.invalidate("position")),this.$element.toggleClass(this.options.grabClass,"mousedown"===e.type),this.speed(0),this._drag.time=(new Date).getTime(),this._drag.target=t(e.target),this._drag.stage.start=s,this._drag.stage.current=s,this._drag.pointer=this.pointer(e),t(i).on("mouseup.owl.core touchend.owl.core",t.proxy(this.onDragEnd,this)),t(i).one("mousemove.owl.core touchmove.owl.core",t.proxy(function(e){var s=this.difference(this._drag.pointer,this.pointer(e));t(i).on("mousemove.owl.core touchmove.owl.core",t.proxy(this.onDragMove,this)),Math.abs(s.x)0^this.settings.rtl?"left":"right";t(i).off(".owl.core"),this.$element.removeClass(this.options.grabClass),(0!==s.x&&this.is("dragging")||!this.is("valid"))&&(this.speed(this.settings.dragEndSpeed||this.settings.smartSpeed),this.current(this.closest(n.x,0!==s.x?o:this._drag.direction)),this.invalidate("position"),this.update(),this._drag.direction=o,(Math.abs(s.x)>3||(new Date).getTime()-this._drag.time>300)&&this._drag.target.one("click.owl.core",function(){return!1})),this.is("dragging")&&(this.leave("dragging"),this.trigger("dragged"))},n.prototype.closest=function(e,i){var s=-1,n=30,o=this.width(),r=this.coordinates();return this.settings.freeDrag||t.each(r,t.proxy(function(t,a){return e>a-n&&a+n>e?s=t:this.op(e,"<",a)&&this.op(e,">",r[t+1]||a-o)&&(s="left"===i?t+1:t),-1===s},this)),this.settings.loop||(this.op(e,">",r[this.minimum()])?s=e=this.minimum():this.op(e,"<",r[this.maximum()])&&(s=e=this.maximum())),s},n.prototype.animate=function(e){var i=this.speed()>0;this.is("animating")&&this.onTransitionEnd(),i&&(this.enter("animating"),this.trigger("translate")),t.support.transform3d&&t.support.transition?this.$stage.css({transform:"translate3d("+e+"px,0px,0px)",transition:this.speed()/1e3+"s"}):i?this.$stage.animate({left:e+"px"},this.speed(),this.settings.fallbackEasing,t.proxy(this.onTransitionEnd,this)):this.$stage.css({left:e+"px"})},n.prototype.is=function(t){return this._states.current[t]&&this._states.current[t]>0},n.prototype.current=function(t){if(t===s)return this._current;if(0===this._items.length)return s;if(t=this.normalize(t),this._current!==t){var e=this.trigger("change",{property:{name:"position",value:t}});e.data!==s&&(t=this.normalize(e.data)),this._current=t,this.invalidate("position"),this.trigger("changed",{property:{name:"position",value:this._current}})}return this._current},n.prototype.invalidate=function(e){return"string"===t.type(e)&&(this._invalidated[e]=!0,this.is("valid")&&this.leave("valid")),t.map(this._invalidated,function(t,e){return e})},n.prototype.reset=function(t){t=this.normalize(t),t!==s&&(this._speed=0,this._current=t,this.suppress(["translate","translated"]),this.animate(this.coordinates(t)),this.release(["translate","translated"]))},n.prototype.normalize=function(e,i){var n=this._items.length,o=i?0:this._clones.length;return!t.isNumeric(e)||1>n?e=s:(0>e||e>=n+o)&&(e=((e-o/2)%n+n)%n+o/2),e},n.prototype.relative=function(t){return t-=this._clones.length/2,this.normalize(t,!0)},n.prototype.maximum=function(t){var e,i=this.settings,s=this._coordinates.length,n=Math.abs(this._coordinates[s-1])-this._width,o=-1;if(i.loop)s=this._clones.length/2+this._items.length-1;else if(i.autoWidth||i.merge)for(;s-o>1;)Math.abs(this._coordinates[e=s+o>>1])0)-(0>n),r=this._items.length,a=this.minimum(),h=this.maximum();this.settings.loop?(!this.settings.rewind&&Math.abs(n)>r/2&&(n+=-1*o*r),t=i+n,s=((t-a)%r+r)%r+a,s!==t&&h>=s-n&&s-n>0&&(i=s-n,t=s,this.reset(i))):this.settings.rewind?(h+=1,t=(t%h+h)%h):t=Math.max(a,Math.min(h,t)),this.speed(this.duration(i,t,e)),this.current(t),this.$element.is(":visible")&&this.update()},n.prototype.next=function(t){t=t||!1,this.to(this.relative(this.current())+1,t)},n.prototype.prev=function(t){t=t||!1,this.to(this.relative(this.current())-1,t)},n.prototype.onTransitionEnd=function(t){return t!==s&&(t.stopPropagation(),(t.target||t.srcElement||t.originalTarget)!==this.$stage.get(0))?!1:(this.leave("animating"),void this.trigger("translated"))},n.prototype.viewport=function(){var s;if(this.options.responsiveBaseElement!==e)s=t(this.options.responsiveBaseElement).width();else if(e.innerWidth)s=e.innerWidth;else{if(!i.documentElement||!i.documentElement.clientWidth)throw"Can not detect viewport width.";s=i.documentElement.clientWidth}return s},n.prototype.replace=function(e){this.$stage.empty(),this._items=[],e&&(e=e instanceof jQuery?e:t(e)),this.settings.nestedItemSelector&&(e=e.find("."+this.settings.nestedItemSelector)),e.filter(function(){return 1===this.nodeType}).each(t.proxy(function(t,e){e=this.prepare(e),this.$stage.append(e),this._items.push(e),this._mergers.push(1*e.find("[data-merge]").andSelf("[data-merge]").attr("data-merge")||1)},this)),this.reset(t.isNumeric(this.settings.startPosition)?this.settings.startPosition:0),this.invalidate("items")},n.prototype.add=function(e,i){var n=this.relative(this._current);i=i===s?this._items.length:this.normalize(i,!0),e=e instanceof jQuery?e:t(e),this.trigger("add",{content:e,position:i}),e=this.prepare(e),0===this._items.length||i===this._items.length?(0===this._items.length&&this.$stage.append(e),0!==this._items.length&&this._items[i-1].after(e),this._items.push(e),this._mergers.push(1*e.find("[data-merge]").andSelf("[data-merge]").attr("data-merge")||1)):(this._items[i].before(e),this._items.splice(i,0,e),this._mergers.splice(i,0,1*e.find("[data-merge]").andSelf("[data-merge]").attr("data-merge")||1)),this._items[n]&&this.reset(this._items[n].index()),this.invalidate("items"),this.trigger("added",{content:e,position:i})},n.prototype.remove=function(t){t=this.normalize(t,!0),t!==s&&(this.trigger("remove",{content:this._items[t],position:t}),this._items[t].remove(),this._items.splice(t,1),this._mergers.splice(t,1),this.invalidate("items"),this.trigger("removed",{content:null,position:t}))},n.prototype.preloadAutoWidthImages=function(e){e.each(t.proxy(function(e,i){this.enter("pre-loading"),i=t(i),t(new Image).one("load",t.proxy(function(t){i.attr("src",t.target.src),i.css("opacity",1),this.leave("pre-loading"),!this.is("pre-loading")&&!this.is("initializing")&&this.refresh()},this)).attr("src",i.attr("src")||i.attr("data-src")||i.attr("data-src-retina"))},this))},n.prototype.destroy=function(){this.$element.off(".owl.core"),this.$stage.off(".owl.core"),t(i).off(".owl.core"),this.settings.responsive!==!1&&(e.clearTimeout(this.resizeTimer),this.off(e,"resize",this._handlers.onThrottledResize));for(var s in this._plugins)this._plugins[s].destroy();this.$stage.children(".cloned").remove(),this.$stage.unwrap(),this.$stage.children().contents().unwrap(),this.$stage.children().unwrap(),this.$element.removeClass(this.options.refreshClass).removeClass(this.options.loadingClass).removeClass(this.options.loadedClass).removeClass(this.options.rtlClass).removeClass(this.options.dragClass).removeClass(this.options.grabClass).attr("class",this.$element.attr("class").replace(new RegExp(this.options.responsiveClass+"-\\S+\\s","g"),"")).removeData("owl.vccarousel")},n.prototype.op=function(t,e,i){var s=this.settings.rtl;switch(e){case"<":return s?t>i:i>t;case">":return s?i>t:t>i;case">=":return s?i>=t:t>=i;case"<=":return s?t>=i:i>=t}},n.prototype.on=function(t,e,i,s){t.addEventListener?t.addEventListener(e,i,s):t.attachEvent&&t.attachEvent("on"+e,i)},n.prototype.off=function(t,e,i,s){t.removeEventListener?t.removeEventListener(e,i,s):t.detachEvent&&t.detachEvent("on"+e,i)},n.prototype.trigger=function(e,i,s,o,r){var a={item:{count:this._items.length,index:this.current()}},h=t.camelCase(t.grep(["on",e,s],function(t){return t}).join("-").toLowerCase()),l=t.Event([e,"owl",s||"vccarousel"].join(".").toLowerCase(),t.extend({relatedTarget:this},a,i));return this._supress[e]||(t.each(this._plugins,function(t,e){e.onTrigger&&e.onTrigger(l)}),this.register({type:n.Type.Event,name:e}),this.$element.trigger(l),this.settings&&"function"==typeof this.settings[h]&&this.settings[h].call(this,l)),l},n.prototype.enter=function(e){t.each([e].concat(this._states.tags[e]||[]),t.proxy(function(t,e){this._states.current[e]===s&&(this._states.current[e]=0),this._states.current[e]++},this))},n.prototype.leave=function(e){t.each([e].concat(this._states.tags[e]||[]),t.proxy(function(t,e){this._states.current[e]--},this))},n.prototype.register=function(e){if(e.type===n.Type.Event){if(t.event.special[e.name]||(t.event.special[e.name]={}),!t.event.special[e.name].owl){var i=t.event.special[e.name]._default;t.event.special[e.name]._default=function(t){return!i||!i.apply||t.namespace&&-1!==t.namespace.indexOf("owl")?t.namespace&&t.namespace.indexOf("owl")>-1:i.apply(this,arguments)},t.event.special[e.name].owl=!0}}else e.type===n.Type.State&&(this._states.tags[e.name]?this._states.tags[e.name]=this._states.tags[e.name].concat(e.tags):this._states.tags[e.name]=e.tags,this._states.tags[e.name]=t.grep(this._states.tags[e.name],t.proxy(function(i,s){return t.inArray(i,this._states.tags[e.name])===s},this)))},n.prototype.suppress=function(e){t.each(e,t.proxy(function(t,e){this._supress[e]=!0},this))},n.prototype.release=function(e){t.each(e,t.proxy(function(t,e){delete this._supress[e]},this))},n.prototype.pointer=function(t){var i={x:null,y:null};return t=t.originalEvent||t||e.event,t=t.touches&&t.touches.length?t.touches[0]:t.changedTouches&&t.changedTouches.length?t.changedTouches[0]:t,t.pageX?(i.x=t.pageX,i.y=t.pageY):(i.x=t.clientX,i.y=t.clientY),i},n.prototype.difference=function(t,e){return{x:t.x-e.x,y:t.y-e.y}},t.fn.vcOwlCarousel=function(e){var i=Array.prototype.slice.call(arguments,1);return this.each(function(){var s=t(this),o=s.data("owl.vccarousel");o||(o=new n(this,"object"==typeof e&&e),s.data("owl.vccarousel",o),t.each(["next","prev","to","destroy","refresh","replace","add","remove"],function(e,i){o.register({type:n.Type.Event,name:i}),o.$element.on(i+".owl.vccarousel.core",t.proxy(function(t){t.namespace&&t.relatedTarget!==this&&(this.suppress([i]),o[i].apply(this,[].slice.call(arguments,1)),this.release([i]))},o))})),"string"==typeof e&&"_"!==e.charAt(0)&&o[e].apply(o,i)})},t.fn.vcOwlCarousel.Constructor=n}(window.Zepto||window.jQuery,window,document),function(t,e,i,s){var n=function(e){this._core=e,this._interval=null,this._visible=null,this._handlers={"initialized.owl.vccarousel":t.proxy(function(t){t.namespace&&this._core.settings.autoRefresh&&this.watch()},this)},this._core.options=t.extend({},n.Defaults,this._core.options),this._core.$element.on(this._handlers)};n.Defaults={autoRefresh:!0,autoRefreshInterval:500},n.prototype.watch=function(){this._interval||(this._visible=this._core.$element.is(":visible"),this._interval=e.setInterval(t.proxy(this.refresh,this),this._core.settings.autoRefreshInterval))},n.prototype.refresh=function(){this._core.$element.is(":visible")!==this._visible&&(this._visible=!this._visible,this._core.$element.toggleClass("owl-hidden",!this._visible),this._visible&&this._core.invalidate("width")&&this._core.refresh())},n.prototype.destroy=function(){var t,i;e.clearInterval(this._interval);for(t in this._handlers)this._core.$element.off(t,this._handlers[t]);for(i in Object.getOwnPropertyNames(this))"function"!=typeof this[i]&&(this[i]=null)},t.fn.vcOwlCarousel.Constructor.Plugins.AutoRefresh=n}(window.Zepto||window.jQuery,window,document),function(t,e,i,s){var n=function(e){this._core=e,this._loaded=[],this._handlers={"initialized.owl.vccarousel change.owl.vccarousel":t.proxy(function(e){if(e.namespace&&this._core.settings&&this._core.settings.lazyLoad&&(e.property&&"position"==e.property.name||"initialized"==e.type))for(var i=this._core.settings,s=i.center&&Math.ceil(i.items/2)||i.items,n=i.center&&-1*s||0,o=(e.property&&e.property.value||this._core.current())+n,r=this._core.clones().length,a=t.proxy(function(t,e){this.load(e)},this);n++-1||(n.each(t.proxy(function(i,s){var n,o=t(s),r=e.devicePixelRatio>1&&o.attr("data-src-retina")||o.attr("data-src");this._core.trigger("load",{element:o,url:r},"lazy"),o.is("img")?o.one("load.owl.lazy",t.proxy(function(){o.css("opacity",1),this._core.trigger("loaded",{element:o,url:r},"lazy")},this)).attr("src",r):(n=new Image,n.onload=t.proxy(function(){o.css({"background-image":"url("+r+")",opacity:"1"}),this._core.trigger("loaded",{element:o,url:r},"lazy")},this),n.src=r)},this)),this._loaded.push(s.get(0)))},n.prototype.destroy=function(){var t,e;for(t in this.handlers)this._core.$element.off(t,this.handlers[t]);for(e in Object.getOwnPropertyNames(this))"function"!=typeof this[e]&&(this[e]=null)},t.fn.vcOwlCarousel.Constructor.Plugins.Lazy=n}(window.Zepto||window.jQuery,window,document),function(t,e,i,s){var n=function(e){this._core=e,this._handlers={"initialized.owl.vccarousel refreshed.owl.vccarousel":t.proxy(function(t){t.namespace&&this._core.settings.autoHeight&&this.update()},this),"changed.owl.vccarousel":t.proxy(function(t){t.namespace&&this._core.settings.autoHeight&&"position"==t.property.name&&this.update()},this),"loaded.owl.lazy":t.proxy(function(t){t.namespace&&this._core.settings.autoHeight&&t.element.closest("."+this._core.settings.itemClass).index()===this._core.current()&&this.update()},this)},this._core.options=t.extend({},n.Defaults,this._core.options),this._core.$element.on(this._handlers)};n.Defaults={autoHeight:!1,autoHeightClass:"owl-height"},n.prototype.update=function(){this._core.$stage.parent().height(this._core.$stage.children().eq(this._core.current()).height()).addClass(this._core.settings.autoHeightClass)},n.prototype.destroy=function(){var t,e;for(t in this._handlers)this._core.$element.off(t,this._handlers[t]);for(e in Object.getOwnPropertyNames(this))"function"!=typeof this[e]&&(this[e]=null)},t.fn.vcOwlCarousel.Constructor.Plugins.AutoHeight=n}(window.Zepto||window.jQuery,window,document),function(t,e,i,s){var n=function(e){this._core=e,this._videos={},this._playing=null,this._handlers={"initialized.owl.vccarousel":t.proxy(function(t){t.namespace&&this._core.register({type:"state",name:"playing",tags:["interacting"]})},this),"resize.owl.vccarousel":t.proxy(function(t){t.namespace&&this._core.settings.video&&this.isInFullScreen()&&t.preventDefault()},this),"refreshed.owl.vccarousel":t.proxy(function(t){t.namespace&&this._core.is("resizing")&&this._core.$stage.find(".cloned .owl-video-frame").remove()},this),"changed.owl.vccarousel":t.proxy(function(t){t.namespace&&"position"===t.property.name&&this._playing&&this.stop()},this),"prepared.owl.vccarousel":t.proxy(function(e){if(e.namespace){var i=t(e.content).find(".owl-video");i.length&&(i.css("display","none"),this.fetch(i,t(e.content)))}},this)},this._core.options=t.extend({},n.Defaults,this._core.options),this._core.$element.on(this._handlers),this._core.$element.on("click.owl.video",".owl-video-play-icon",t.proxy(function(t){this.play(t)},this))};n.Defaults={video:!1,videoHeight:!1,videoWidth:!1},n.prototype.fetch=function(t,e){var i=t.attr("data-vimeo-id")?"vimeo":"youtube",s=t.attr("data-vimeo-id")||t.attr("data-youtube-id"),n=t.attr("data-width")||this._core.settings.videoWidth,o=t.attr("data-height")||this._core.settings.videoHeight,r=t.attr("href");if(!r)throw new Error("Missing video URL.");if(s=r.match(/(http:|https:|)\/\/(player.|www.)?(vimeo\.com|youtu(be\.com|\.be|be\.googleapis\.com))\/(video\/|embed\/|watch\?v=|v\/)?([A-Za-z0-9._%-]*)(\&\S+)?/),s[3].indexOf("youtu")>-1)i="youtube";else{if(!(s[3].indexOf("vimeo")>-1))throw new Error("Video URL not supported.");i="vimeo"}s=s[6],this._videos[r]={type:i,id:s,width:n,height:o},e.attr("data-video",r),this.thumbnail(t,this._videos[r])},n.prototype.thumbnail=function(e,i){var s,n,o,r=i.width&&i.height?'style="width:'+i.width+"px;height:"+i.height+'px;"':"",a=e.find("img"),h="src",l="",c=this._core.settings,p=function(t){n='
',s=c.lazyLoad?'
':'
',e.after(s),e.after(n)};return e.wrap('
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Investeringsstrategieën_voor_de_toekomst_met_uspinnetherlands_nl_en_solide_rend - Metal Cut Production

Investeringsstrategieën_voor_de_toekomst_met_uspinnetherlands_nl_en_solide_rend

Investeringsstrategieën voor de toekomst met uspinnetherlands.nl en solide rendementen

In de huidige economische klimaat is het cruciaal om te investeren in strategieën die niet alleen vandaag renderen, maar ook een solide basis leggen voor de toekomst. Veel investeerders zijn op zoek naar manieren om hun kapitaal te laten groeien en tegelijkertijd risico's te minimaliseren. De zoektocht naar betrouwbare platforms en methoden is vaak complex. uspinnetherlands.nl biedt een platform dat zich richt op het verbinden van investeerders met diverse mogelijkheden, met een focus op duurzaamheid en langetermijnrendementen. Het is belangrijk om te onderzoeken hoe verschillende investeringsstrategieën passen bij uw persoonlijke financiële doelen en risicobereidheid.

De financiële wereld is voortdurend in beweging, met nieuwe technologieën en veranderende marktomstandigheden. Dit vereist een flexibele en adaptieve benadering van investeringen. Traditionele methoden zijn niet altijd toereikend om optimaal te profiteren van de beschikbare kansen. Daarom is het essentieel om te kijken naar innovatieve oplossingen en platforms die inspelen op de behoeften van de moderne investeerder. Een doordachte investeringsstrategie, gebaseerd op gedegen onderzoek en een helder begrip van de markt, is de sleutel tot succes.

Diversificatie als Hoeksteen van een Solide Investeringsportefeuille

Diversificatie is een fundamenteel principe in de beleggingswereld. Het betekent het spreiden van uw investeringen over verschillende activa, sectoren en geografische regio's. Door uw portefeuille te diversifiëren, vermindert u het risico dat u al uw geld verliest als een bepaalde investering slecht presteert. Een goed gediversifieerde portefeuille bevat bijvoorbeeld aandelen, obligaties, vastgoed en grondstoffen. Binnen elke categorie kunt u vervolgens nog verder diversifiëren. Zo kunt u bijvoorbeeld beleggen in aandelen van verschillende bedrijven, obligaties met verschillende looptijden en vastgoed in verschillende landen. Het doel is om een evenwichtige portefeuille te creëren die bestand is tegen schommelingen in de markt. Een zorgvuldige selectie van investeringen en een regelmatige herziening van uw portefeuille zijn essentieel om uw diversificatiestrategie effectief te houden.

Het Belang van Asset Allocatie

Asset allocatie is het proces van het verdelen van uw vermogen over verschillende activaklassen. Dit is een cruciale stap bij het opbouwen van een gediversifieerde portefeuille. De juiste asset allocatie hangt af van uw risicobereidheid, uw beleggingshorizon en uw financiële doelen. Over het algemeen geldt dat hoe langer uw beleggingshorizon, hoe meer risico u kunt nemen. Dit komt omdat u meer tijd heeft om eventuele verliezen te herstellen. Een jongere investeerder met een lange beleggingshorizon kan bijvoorbeeld een groter deel van zijn portefeuille in aandelen beleggen, terwijl een oudere investeerder met een kortere beleggingshorizon meer aandacht kan besteden aan obligaties en andere conservatieve beleggingen. Het is belangrijk om regelmatig uw asset allocatie te herzien en aan te passen aan veranderende omstandigheden.

Activa Klasse Risico Verwacht Rendement
Aandelen Hoog Hoog
Obligaties Laag tot Gemiddeld Gemiddeld
Vastgoed Gemiddeld Gemiddeld tot Hoog
Grondstoffen Hoog Gemiddeld

Zoals de tabel laat zien, bieden aandelen doorgaans het hoogste rendement, maar gaan ze ook gepaard met het hoogste risico. Obligaties zijn minder risicovol, maar bieden ook een lager rendement. Vastgoed en grondstoffen bevinden zich ergens in het midden. De ideale asset allocatie is afhankelijk van uw persoonlijke situatie en doelstellingen.

Duurzaam Investeren: Een Groeiende Trend

Duurzaam investeren, ook wel bekend als ESG-investeren (Environmental, Social and Governance), is een groeiende trend. Hierbij worden bij het selecteren van investeringen niet alleen financiële factoren in overweging genomen, maar ook de impact van de investering op het milieu, de maatschappij en het bestuur van het bedrijf. Steeds meer investeerders willen hun geld investeren in bedrijven die bijdragen aan een betere wereld. Dit kan bijvoorbeeld door te investeren in bedrijven die zich inzetten voor hernieuwbare energie, sociale rechtvaardigheid of transparant bestuur. Duurzaam investeren is niet alleen ethisch verantwoord, maar kan ook financieel aantrekkelijk zijn. Onderzoek heeft aangetoond dat bedrijven met een goede ESG-score vaak beter presteren op de lange termijn. Dit komt omdat ze beter zijn voorbereid op veranderingen in de markt en beter in staat zijn om risico's te beheersen.

De Voordelen van ESG-Beleggingen

ESG-beleggingen bieden verschillende voordelen. Naast het ethische aspect kunnen ze ook leiden tot betere financiële prestaties. Bedrijven met een sterke focus op duurzaamheid zijn vaak innovatiever en efficiënter. Ze hebben ook een betere reputatie, wat kan leiden tot een grotere klantenloyaliteit en een hogere aandelenkoers. Bovendien zijn ESG-beleggingen minder gevoelig voor bepaalde risico's, zoals milieurisico's en reputatierisico's. Het is belangrijk om te beseffen dat ESG-beleggen niet zonder uitdagingen is. Het kan moeilijk zijn om de ESG-prestaties van bedrijven te meten en te vergelijken. Er is ook een risico op "greenwashing", waarbij bedrijven hun duurzaamheidsinspanningen overdrijven. Daarom is het belangrijk om te investeren via gerenommeerde beleggingsfondsen en vermogensbeheerders die een grondige ESG-analyse uitvoeren.

  • Milieu: Investeren in bedrijven die milieuverantwoordelijk handelen.
  • Sociaal: Investeren in bedrijven die een positieve impact hebben op de maatschappij.
  • Governance: Investeren in bedrijven met een transparant en verantwoord bestuur.
  • Langetermijnwaarde: ESG-beleggingen richten zich vaak op langetermijnwaardecreatie.

Kortom, duurzaam investeren biedt een aantrekkelijke manier om uw geld te laten groeien en tegelijkertijd bij te dragen aan een betere wereld. Het is een investeringsstrategie die steeds populairder wordt en die potentieel biedt voor zowel financieel als maatschappelijk rendement.

Technologische Innovatie in de Investeringswereld

Technologische innovatie heeft een enorme impact op de investeringswereld. FinTech-bedrijven (Financial Technology) ontwikkelen nieuwe en innovatieve oplossingen die het investeren toegankelijker, efficiënter en transparanter maken. Robo-adviseurs, bijvoorbeeld, gebruiken algoritmen om gepersonaliseerd beleggingsadvies te geven en uw portefeuille te beheren. Dit is vaak een goedkopere optie dan het inschakelen van een traditionele financieel adviseur. Online platforms bieden toegang tot een breed scala aan beleggingsproducten, waaronder aandelen, obligaties, fondsen en cryptocurrency. Deze platforms maken het mogelijk om 24/7 te handelen en om uw portefeuille in real-time te volgen. Blockchain-technologie, de technologie achter cryptocurrency's, biedt ook nieuwe mogelijkheden voor de investeringswereld, zoals tokenization van activa en gedecentraliseerde financiële (DeFi) applicaties. Het is belangrijk om de risico's van deze nieuwe technologieën te begrijpen voordat u erin investeert.

De Rol van Kunstmatige Intelligentie (AI)

Kunstmatige intelligentie (AI) speelt een steeds grotere rol in de investeringswereld. AI-algoritmen kunnen grote hoeveelheden data analyseren en patronen identificeren die voor mensen onzichtbaar zijn. Dit kan worden gebruikt om beleggingsbeslissingen te verbeteren, risico's te beheersen en fraude te detecteren. AI kan bijvoorbeeld worden ingezet om aandelenkoersen te voorspellen, om de kredietwaardigheid van bedrijven te beoordelen en om handelsstrategieën te optimaliseren. Het gebruik van AI in de investeringswereld is nog in ontwikkeling, maar het potentieel is enorm. Het is wel belangrijk om te beseffen dat AI niet perfect is en dat AI-algoritmen kunnen worden beïnvloed door bias in de data. Daarom is het belangrijk om AI te gebruiken als hulpmiddel, niet als vervanging voor menselijke expertise.

  1. Data-analyse: AI kan grote hoeveelheden data analyseren om trends te identificeren.
  2. Risicobeheer: AI kan helpen bij het identificeren en beheersen van risico's.
  3. Handelsstrategieën: AI kan worden gebruikt om handelsstrategieën te optimaliseren.
  4. Fraudedetectie: AI kan helpen bij het opsporen van fraude.

De integratie van technologie in de investeringswereld biedt aanzienlijke voordelen voor beleggers, maar vereist ook een kritische houding en een goed begrip van de onderliggende technologieën.

Risicomanagement en de Lange Termijn Perspectief

Risicomanagement is een essentieel onderdeel van elke succesvolle investeringsstrategie. Het doel is om de potentiële verliezen te minimaliseren en tegelijkertijd de kans op rendement te maximaliseren. Dit kan worden bereikt door uw portefeuille te diversifiëren, door te beleggen in verschillende activaklassen en door te beleggen in verschillende geografische regio's. Het is ook belangrijk om uw risicobereidheid te kennen en om uw beleggingen daarop af te stemmen. Een beleggingshorizon is ook van groot belang. Beleggers die een lange termijn perspectief hebben, kunnen over het algemeen meer risico nemen dan beleggers die een korte termijn rendement verwachten. Het is belangrijk om regelmatig uw portefeuille te herzien en te herbalanceren om ervoor te zorgen dat deze nog steeds in overeenstemming is met uw risicobereidheid en uw beleggingsdoelen. Bij uspinnetherlands.nl wordt hier veel aandacht aan gegeven.

Toekomstige Trends en de Evolutie van Investeren

De investeringswereld staat aan de vooravond van een nieuwe fase, gekenmerkt door technologische disruptie, veranderende demografische trends en een groeiende focus op duurzaamheid. We kunnen verwachten dat FinTech-bedrijven een steeds grotere rol zullen spelen bij het verstrekken van financiële diensten, en dat AI en machine learning steeds vaker zullen worden gebruikt om beleggingsbeslissingen te optimaliseren. De populariteit van ESG-beleggingen zal waarschijnlijk ook verder toenemen, aangezien beleggers zich steeds meer bewust worden van de impact van hun investeringen op de wereld. We zullen ook zien dat de grenzen tussen traditionele en alternatieve beleggingen vervagen, met een toenemende interesse in bijvoorbeeld private equity, vastgoed en infrastructuur. De mogelijkheid om via platforms zoals uspinnetherlands.nl toegang te krijgen tot deze diversificatie van beleggingen is een duidelijke trend.

De toekomst van het investeren zal waarschijnlijk ook gekenmerkt worden door meer personalisatie en maatwerk. Beleggingsadvies zal steeds meer worden afgestemd op de individuele behoeften en doelstellingen van de belegger, en beleggingsproducten zullen steeds meer worden ontworpen om aan specifieke wensen te voldoen. Deze evolutie vereist een voortdurende aanpassing van de beleggingsstrategie en een openheid voor nieuwe ideeën en technologieën. Door op de hoogte te blijven van de laatste trends en ontwikkelingen, kunt u uw portefeuille optimaliseren en uw financiële doelen bereiken. Een platform dat de interface biedt om dit allemaal mogelijk te maken, zoals uspinnetherlands.nl, kan hierbij van groot belang zijn.